Practice
Practice-management coverage for Australian advice businesses — pricing, operations, technology, licensing and staff.
ASIC gives the CPD year a different notification clock
Guidance for AFS licensees identifies the CPD year as a licence detail that can be advised or modified through the Regulatory Portal, with a separate timeframe for doing so.
The migration's real work sits inside the taxonomy
APRA's latest APRA Connect material puts the schema, allowed values and validation rules in view, but its relevance for advice practices depends on whether they sit within an entity that submits APRA collections.
ASIC's auditor registration page points beyond the status label
ASIC's application page directs applicants to regulatory guidance, documentary proof, pro forma conditions and fee payment options.
D2A's reporting content stays put as the platform moves
APRA's brought-forward migration to APRA Connect leaves financial planning practices and licensees with a threshold question about their reporting role before any transition work begins.
Which routine changes can trigger an AFS licence notification?
ASIC’s Regulatory Portal guidance sets out the licence details in scope and a separate timing rule for changes to the CPD year.
Treasury draft bill could reshape restraints in advice businesses
The proposed limits on non-compete and related restraints would apply by reference to the worker and the restraint, not by reference to the financial advice sector. Practices should establish where their contracts rely on those protections before the legislation is settled.
When Spending More Early in Retirement May Improve Usable Resources
For some retirees, a carefully modelled increase in early spending may improve lifetime consumption without producing a proportionate reduction in later income. The result depends on Age Pension rules, household circumstances, investment outcomes and future spending needs.
Rethinking the annual review: from checklist to hypothesis
Most annual reviews are shaped by the compliance clock, not by what the strategy is sensitive to. Treating the review as a hypothesis test — not a re-audit of the client — sharpens both the meeting and the file.